Select a Strategy:
Disclosures:
New Frontier Advisors, LLC (“New Frontier”) is retained as a portfolio strategist (“Strategist”) to provide model portfolios. Model portfolios are provided either (1) to registered investment advisors or broker-dealers (“Financial Advisors”) through third-party asset management platforms (“Sponsors”), or (2) to individual clients where New Frontier acts as subadvisor to the client’s Financial Advisor and accesses the client’s account through a qualified custodian (“Custodian”) to execute the model portfolio’s transactions. New Frontier does not provide investment advisory services tailored to the individual needs and objectives of any investor. New Frontier acts solely as subadvisor, strategist, model provider, and/or model manager, and its relationship with any investor is limited to a subadvisory role working with the investor’s Financial Advisor. Investors should consult with their Financial Advisor if they have any questions concerning the information provided here.
The performance shown here is the performance of New Frontier’s model portfolios on Sponsors. Returns from inception on October 29, 2004 until July 1, 2009 do not reflect the actual investment results of any individual investor, as investor-level data is not available for those periods. Therefore, these returns represent the performance of a hypothetical investor’s account whose assets were managed in line with the model portfolios during that period, assuming the model portfolio’s signals were promptly implemented. Actual investors’ performance results for those periods would have varied based upon the timing of contributions and withdrawals from individual accounts. Since the switching date in 2009 when investor-level account data became available, performance results are a weighted average of actual investor returns in accounts following each model portfolio offered by New Frontier. Returns in excess of one year are annualized.
New Frontier acquires gross of fees monthly composite performance data of the accounts invested in each model portfolio at each Sponsor and weights the returns according to each Sponsor’s assets under management for that model. Some Sponsors provide insufficient performance information for New Frontier to include them in the weighted average. On the account level, each Sponsor sets the criteria for account exclusion and rules for return calculation. We consider our partner Sponsors to be reliable sources of information, but we are unable to warrant that the data will be complete or error-free as we do not have direct access to individual account data at any of our Sponsors. We also track our model portfolios using publicly available ETF prices as an outside check on Sponsor data.
Because New Frontier relies on Sponsor monthly data to calculate actual account-level monthly performance, we upload real performance data for any given month at the end of the first month of the subsequent quarter. (The latest month for which Sponsor-provided real performance data is available is referenced in the first column of the Annual Return Table.) For example, December performance data using real performance would be shown by the end of January. For dates falling outside of the available real monthly performance, the performance shown relies on publicly available ETF prices instead of real performance. For example, if a user is accessing this tool on February 5, 2019 and wants to see performance from the period between February 16, 2018 and January 6, 2019, the monthly data from February 28, 2018 to December 31, 2018 would reflect real performance data from Sponsors, while the data from February 16, 2018 to February 28, 2018 and the data from January 1, 2019 to January 6, 2019 would rely on publicly available ETF prices.
The net performance shown is net of underlying ETF fees and trading fees, and we deduct estimated Strategist and Sponsor fees from the historical data provided by our Sponsors at the highest fee rate reflected by an account in the composite for that Sponsor. Fees are subtracted on a quarterly basis, so performance for a period of less than one quarter may not show the full impact of fees. This includes reinvestment of income and deductions for transaction costs. It does not include advisory fees that may be charged by individual Financial Advisors, which may range as high as 2% per year, or custody fees. On one small platform, the custody fees are deducted since they are not separated from the Sponsor fee. Thus the reported net performance does not reflect the compounding effect of any such fees. The reported gross performance excludes all of the above fees except underlying ETF and trading fees, and as such, does not reflect the compounding effect of strategist, platform, custodial, or advisory fees.
Benchmark returns are blended returns of the MSCI’s ACWI IMI NR returns (stocks) and the FTSE 3-month US T-bill returns (bonds) according to the stock/bond ratio of each model portfolio. This blended benchmark is used to reflect the global exposure of our portfolios while being denominated in U.S. dollars. The MSCI ACWI Investable Market Index (IMI) captures large, mid, and small cap representation across both developed and emerging market countries. The index is comprehensive, covering approximately 99% of the global equity investment opportunity set. The FTSE 3 Month US T Bill USD Index tracks the daily performance of 3 Month US Treasury Bills and is designed to operate as a reference rate for a series of funds. These benchmarks are not intended to represent the security selection process or holdings, but serve as a frame of comparison using established, well known indices. These indices are not available for direct investment. A person who purchases an investment product which attempts to mimic the performance of an index will incur expenses such as management fees, transaction costs, etc. which would reduce returns.
Monthly benchmark returns rely on the benchmark index providers, but when the requested date range starts or ends in the middle of the month, the tables and charts may rely on daily returns of ETFs that track the benchmark index for the daily performance on the edges of the range.
The performance displayed here does not guarantee future results. As market conditions fluctuate, the investment return and principal value of any investment will change. Diversification may not protect against market risk. There are risks involved with investing, including possible loss of principal. Volatility represents the expected risk of the portfolio relative to major asset classes. Before investing in any investment portfolio, the investor and Financial Advisor should carefully consider the investor’s investment objectives, time horizon, risk tolerance, and fees. The Financial Advisor assumes full responsibility for determining the suitability and fitness of each portfolio for their clients.
Before using these materials, please ensure that they comply with your firm’s advertising guidelines.
These materials are intended for advisor use. Any further distribution must comply with your firm’s guidelines and applicable rules and regulations, including Rule 206(4)-1 under the Investment Advisers Act of 1940. Any investor receiving these materials should note that any performance data shown does not reflect the effect of certain fees and expenses, including fees charged by their investment adviser; investors should only rely on performance information directly provided by their adviser.
Disclosures:
New Frontier Advisors, LLC (“New Frontier”) is retained as a portfolio strategist (“Strategist”) to provide model portfolios. Model portfolios are provided either (1) to registered investment advisors or broker-dealers (“Financial Advisors”) through third-party asset management platforms (“Sponsors”), or (2) to individual clients where New Frontier acts as subadvisor to the client’s Financial Advisor and accesses the client’s account through a qualified custodian (“Custodian”) to execute the model portfolio’s transactions. New Frontier does not provide investment advisory services tailored to the individual needs and objectives of any investor. New Frontier acts solely as subadvisor, strategist, model provider, and/or model manager, and its relationship with any investor is limited to a subadvisory role working with the investor’s Financial Advisor. Investors should consult with their Financial Advisor if they have any questions concerning the information provided here.
The performance shown here is the performance of New Frontier’s model portfolios on Sponsors. Returns from inception on October 29, 2004 until July 1, 2009 (except for taxed 20/80 which switched on October 1, 2010 and taxed 40/60 which switched on January 1, 2010) do not reflect the actual investment results of any individual investor, as investor-level data is not available for those periods. Therefore, these returns represent the performance of a hypothetical investor’s account whose assets were managed in line with the model portfolios during that period, assuming the model portfolio’s signals were promptly implemented. Actual investors’ performance results for those periods would have varied based upon the timing of contributions and withdrawals from individual accounts. Since the switching date in 2009 or 2010 when investor-level account data became available, performance results are a weighted average of actual investor returns in accounts following each model portfolio offered by New Frontier. Returns in excess of one year are annualized.
New Frontier acquires gross of fees monthly composite performance data of the accounts invested in each model portfolio at each Sponsor and weights the returns according to each Sponsor’s assets under management for that model. Some Sponsors provide insufficient performance information for New Frontier to include them in the weighted average. On the account level, each Sponsor sets the criteria for account exclusion and rules for return calculation. We consider our partner Sponsors to be reliable sources of information, but we are unable to warrant that the data will be complete or error-free as we do not have direct access to individual account data at any of our Sponsors. We also track our model portfolios using publicly available ETF prices as an outside check on Sponsor data.
Because New Frontier relies on Sponsor monthly data to calculate actual account-level monthly performance, we upload real performance data for any given month at the end of the first month of the subsequent quarter. (The latest month for which Sponsor-provided real performance data is available is referenced in the first column of the Annual Return Table.) For example, December performance data using real performance would be shown by the end of January. For dates falling outside of the available real monthly performance, the performance shown relies on publicly available ETF prices instead of real performance. For example, if a user is accessing this tool on February 5, 2019 and wants to see performance from the period between February 16, 2018 and January 6, 2019, the monthly data from February 28, 2018 to December 31, 2018 would reflect real performance data from Sponsors, while the data from February 16, 2018 to February 28, 2018 and the data from January 1, 2019 to January 6, 2019 would rely on publicly available ETF prices.
The net performance shown is net of underlying ETF fees and trading fees, and we deduct estimated Strategist and Sponsor fees from the historical data provided by our Sponsors at the highest fee rate reflected by an account in the composite for that Sponsor. Fees are subtracted on a quarterly basis, so performance for a period of less than one quarter may not show the full impact of fees. This includes reinvestment of income and deductions for transaction costs. It does not include advisory fees that may be charged by individual Financial Advisors, which may range as high as 2% per year, or custody fees. On one small platform, the custody fees are deducted since they are not separated from the Sponsor fee. Thus the reported net performance does not reflect the compounding effect of any such fees. The reported gross performance excludes all of the above fees except underlying ETF and trading fees, and as such, does not reflect the compounding effect of strategist, platform, custodial, or advisory fees.
Benchmark returns are blended returns of the MSCI’s ACWI IMI NR returns (stocks) and the FTSE 3-month US T-bill returns (bonds) according to the stock/bond ratio of each model portfolio. This blended benchmark is used to reflect the global exposure of our portfolios while being denominated in U.S. dollars. The MSCI ACWI Investable Market Index (IMI) captures large, mid, and small cap representation across both developed and emerging market countries. The index is comprehensive, covering approximately 99% of the global equity investment opportunity set. The FTSE 3 Month US T Bill USD Index tracks the daily performance of 3 Month US Treasury Bills and is designed to operate as a reference rate for a series of funds. These benchmarks are not intended to represent the security selection process or holdings, but serve as a frame of comparison using established, well known indices. These indices are not available for direct investment. A person who purchases an investment product which attempts to mimic the performance of an index will incur expenses such as management fees, transaction costs, etc. which would reduce returns.
Monthly benchmark returns rely on the benchmark index providers, but when the requested date range starts or ends in the middle of the month, the tables and charts may rely on daily returns of ETFs that track the benchmark index for the daily performance on the edges of the range.
The performance displayed here does not guarantee future results. As market conditions fluctuate, the investment return and principal value of any investment will change. Diversification may not protect against market risk. There are risks involved with investing, including possible loss of principal. Volatility represents the expected risk of the portfolio relative to major asset classes. Before investing in any investment portfolio, the investor and Financial Advisor should carefully consider the investor’s investment objectives, time horizon, risk tolerance, and fees. The Financial Advisor assumes full responsibility for determining the suitability and fitness of each portfolio for their clients.
Before using these materials, please ensure that they comply with your firm’s advertising guidelines.
These materials are intended for advisor use. Any further distribution must comply with your firm’s guidelines and applicable rules and regulations, including Rule 206(4)-1 under the Investment Advisers Act of 1940. Any investor receiving these materials should note that any performance data shown does not reflect the effect of certain fees and expenses, including fees charged by their investment adviser; investors should only rely on performance information directly provided by their adviser.
Disclosures:
New Frontier Advisors, LLC (“New Frontier”) is retained as a portfolio strategist (“Strategist”) to provide model portfolios. Model portfolios are provided either (1) to registered investment advisors or broker-dealers (“Financial Advisors”) through third-party asset management platforms (“Sponsors”), or (2) to individual clients where New Frontier acts as subadvisor to the client’s Financial Advisor and accesses the client’s account through a qualified custodian (“Custodian”) to execute the model portfolio’s transactions. New Frontier does not provide investment advisory services tailored to the individual needs and objectives of any investor. New Frontier acts solely as subadvisor, strategist, model provider, and/or model manager, and its relationship with any investor is limited to a subadvisory role working with the investor’s Financial Advisor. Investors should consult with their Financial Advisor if they have any questions concerning the information provided here.
The performance shown here is the performance of New Frontier’s model portfolios on Sponsors. Returns from inception on July 1, 2012 until October 1, 2012 for the 40/60 and 60/40 profiles or April 1, 2013 for the 75/25 profile do not reflect the actual investment results of any individual investor, as investor-level data is not available for those periods. Therefore, these returns represent the performance of a hypothetical investor’s account whose assets were managed in line with the model portfolio during that period, assuming the model portfolio’s signals were promptly implemented. Actual investors’ performance results for those periods would have varied based upon the timing of contributions and withdrawals from individual accounts. Since the switching date in 2012 or 2013 when investor-level account data became available, performance results are a weighted average of actual investor returns in accounts following each model portfolio offered by New Frontier. Returns in excess of one year are annualized.
New Frontier acquires gross of fees monthly composite performance data of the accounts invested in each model portfolio at each Sponsor and weights the returns according to each Sponsor’s assets under management for that model. Some Sponsors provide insufficient performance information for New Frontier to include them in the weighted average. On the account level, each Sponsor sets the criteria for account exclusion and rules for return calculation. We consider our partner Sponsors to be reliable sources of information, but we are unable to warrant that the data will be complete or error-free as we do not have direct access to individual account data at any of our Sponsors. We also track our model portfolios using publicly available ETF prices as an outside check on Sponsor data.
Because New Frontier relies on Sponsor monthly data to calculate actual account-level monthly performance, we upload real performance data for any given month at the end of the first month of the subsequent quarter. (The latest month for which Sponsor-provided real performance data is available is referenced in the first column of the Annual Return Table.) For example, December performance data using real performance would be shown by the end of January. For dates falling outside of the available real monthly performance, the performance shown relies on publicly available ETF prices instead of real performance. For example, if a user is accessing this tool on February 5, 2019 and wants to see performance from the period between February 16, 2018 and January 6, 2019, the monthly data from February 28, 2018 to December 31, 2018 would reflect real performance data from Sponsors, while the data from February 16, 2018 to February 28, 2018 and the data from January 1, 2019 to January 6, 2019 would rely on publicly available ETF prices.
The net performance shown is net of underlying ETF fees and trading fees, and we deduct estimated Strategist and Sponsor fees from the historical data provided by our Sponsors at the highest fee rate reflected by an account in the composite for that Sponsor. Fees are subtracted on a quarterly basis, so performance for a period of less than one quarter may not show the full impact of fees. This includes reinvestment of income and deductions for transaction costs. It does not include advisory fees that may be charged by individual Financial Advisors, which may range as high as 2% per year, or custody fees. On one small platform, the custody fees are deducted since they are not separated from the Sponsor fee. Thus the reported net performance does not reflect the compounding effect of any such fees. The reported gross performance excludes all of the above fees except underlying ETF and trading fees, and as such, does not reflect the compounding effect of strategist, platform, custodial, or advisory fees.
Benchmark returns are blended returns of the Dow Jones Global Select Dividend Index for equities and the Bloomberg Barclays US Agg Total Return Value Unhedged USD Index for bonds according to the stock/bond ratio of each model portfolio. This blended benchmark is used to reflect the global exposure of our portfolios while being denominated in U.S. dollars. The Dow Jones Global Select Dividend Index aims to represent the performance of leading dividend-paying companies from developed markets. The Bloomberg Barclays US Aggregate Bond Index measures the performance of the total U.S. investment-grade bond market. These benchmarks are not intended to represent the security selection process or holdings, but serve as a frame of comparison using established, well known indices. These indices are not available for direct investment. A person who purchases an investment product which attempts to mimic the performance of an index will incur expenses such as management fees, transaction costs, etc. which would reduce returns.
Monthly benchmark returns rely on the benchmark index providers, but when the requested date range starts or ends in the middle of the month, the tables and charts may rely on daily returns of ETFs that track the benchmark index for the daily performance on the edges of the range.
The performance displayed here does not guarantee future results. As market conditions fluctuate, the investment return and principal value of any investment will change. Diversification may not protect against market risk. There are risks involved with investing, including possible loss of principal. Volatility represents the expected risk of the portfolio relative to major asset classes. Before investing in any investment portfolio, the investor and Financial Advisor should carefully consider the investor’s investment objectives, time horizon, risk tolerance, and fees. The Financial Advisor assumes full responsibility for determining the suitability and fitness of each portfolio for their clients.
Before using these materials, please ensure that they comply with your firm’s advertising guidelines.
These materials are intended for advisor use. Any further distribution must comply with your firm’s guidelines and applicable rules and regulations, including Rule 206(4)-1 under the Investment Advisers Act of 1940. Any investor receiving these materials should note that any performance data shown does not reflect the effect of certain fees and expenses, including fees charged by their investment adviser; investors should only rely on performance information directly provided by their adviser.